tens of thousands of

New york families are in foreclosure.

You may feel embarrassed about your situation but the worst you can do is nothing.

don't face foreclosure alone.

What We Do



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getting started

Get help today. We're here to listen, answer your questions and help you explore your options.

Foreclosure Prevention

If you are having trouble making your mortgage payments, have already fallen behind or are in default or foreclosure, you may feel scared, ashamed or overwhelmed. It is very important that you act quickly to communicate your situation and reach out for the help you need. The longer you wait, the fewer options you may have to save your home or avoid foreclosure. Get help today with NYC Home Hope, our goal is assess your situation and provide you with available foreclosure prevention options. Download your foreclosure prevention guide below.

Short Sales

NYC Home Hope facilitates short sale transactions to prevent foreclosure. In a short sale the lender agrees to let you sell the house for less than the outstanding loan amount. The lender then takes the proceeds from the sale and forgives the remaining debt. This is commonly used when a home owner is experiencing a hardship and has been unsuccessful in selling the home at market value or an amount that covers what is owed. Servicers may suspend foreclosure action for a reasonable period of time to allow the homeowner to review and close an approved transaction. Although, the lender will not usually pursue the homeowner for any deficiency judgment, the lender cannot be prevented from doing so. Any junior liens (other claims to the property besides the lender) must agree to the sale.

Scam Prevention

Solutions that sound too good to be true usually are!


BEWARE of anyone who asks for an upfront fee in exchange for getting you a loan modification, saving your home from default or stopping a foreclosure or tax sale. New York law prohibits the collection of such fees in most cases.


BEWARE of anyone who says they can “save” your home if you sign or transfer the deed to your house over to them so you can catch up on your mortgage payments or refinance your loan.


NEVER submit your mortgage payments to anyone other than your mortgage company without their approval.